When it comes to spending money, I admit that I ain’t perfect. Sometimes I have to tighten my belt because my costs seem to exceed my budget for the month. I hate it when it happens that’s why I try my best to avoid temptations, avoid impulse shopping and I always findalternative brands or products (which are cheaper) to the normal stuff that I usually buy every month. I’m happy that I’m doing good these past few months because there is growth in my savings account. It’s not much but at least my balance didn’t turn into a zero or worse a minus.
It’s always good to have extra money just in case of emergency. However some people have a little understanding of me (for example) having some extra cash. I’m not a fulltime worker nor a big earner but when a friend or some friends of mine needed help, I would try my best to help. Last month, a friend send me a message online saying that she had an emergency and she needed X-amount of money. I lent her but only one fourth of the X-amount that she asked for because I don’t have so much and besides I have bills to pay. She said that it’s okay and that any amount will do but when she got the money, she was still asking for more. I got surprised because she said it’s okay but I replied her politely and said that I can’t lend her more anymore because I still have bills to pay.
I feel bad because I can’t give the help that she really needed but at the same time I feel that she’s just using me because she needed something and I feel like I wasn’t appreciated. Oh well, let’s hope that I’m just wrong.
But then, let me ask you guys. How do you deal with friends/family who borrow money from you?